Products for Banks

The B2B payment system that provides banks with safer business loans and the largest lending opportunity since residential real estate.

Increase Your Bank's Commercial & Industrial Lending

Trade Credit Express by FTRANS is a new product offering for bank business clients which is unique and differentiated.

Trade Credit Express will drive business and commercial revenue growth through:

• Increased business deposits

• Diversifying the bank's commercial loan portfolio

• Increased high margin, low risk C&I lending

As a provider of Trade Credit Express, banks expand their business client base by:

• Retaining customers and building loyalty with them
• Acquiring new customers

FTRANS Provides Superior Service for Its Bank Partners

• FTRANS business development managers and marketing professionals work very closely with banks to promote Trade Credit Express in their markets.  They are available to conduct presentations at the banks or for individual sales meetings with current or prospective clients.

• FTRANS will create and conduct direct marketing campaigns on behalf of our partner banks. These campaigns focus on small-to-medium sized businesses in a bank’s market including mail, email, and telemarketing to promote Trade Credit Express as an offering by the bank.

• Trade Credit Express provides complete transaction visibility for all parties - the bank and the client, including real time event monitoring.

Businesses Using Trade Credit Express Benefit From

Increased Sales

Businesses spend more if they aren't constrained by cash on hand or rigid credit terms.  Trade Credit Express gives your business clients the ability to offer their customers better credit and more flexible payment terms.  As a result, their business becomes a preferred supplier to its customers thereby increasing sales.

Fast Dependable, and Secure Payments

Trade Credit Express provides timely payments to the business which are securely deposited into its bank account in an average of four to eight days from the date of sale (similar to a credit card).

Cost Savings

Trade Credit Express is usually less expensive than the cost of operating an internal trade credit system because financial institutions can operate a credit system and handle the payment risk more economically than most individual businesses.

Cost Effective Payment Method

The cost for Trade Credit Express is usually less than the cost of accepting a bank credit card for payment.