Lightly Monitor and Lend with Confidence

 

Ftrans Monitoring
Ftrans Monitoring allows lenders to confidently, capably and cost effectively extend working capital loans to new and existing clients.  Ftrans Monitoring is a breakthrough in helping banks manage the tasks of examining, monitoring and tracking the borrowing base.  Bridging the gap between lightly monitored, unsecured C&I lending and intensely monitored, secured asset-based lending, Ftrans Monitoring drives portfolio insight as needed across the bank and provides the risk monitoring banks cannot lend without.

 

Risk adjust advance rates and monitoring levels.
With Ftrans, lenders can adjust advance rates using online monitoring of automatically generated, risk-adjusted clients’ borrowing bases to decrease exposure and systematically manage the key risks of extending working capital loans to smaller businesses.  Because acquiring standard loan documentation is automated, you can comfortably extend your lending footprint and extend credit to smaller businesses at acceptable rates.  Less time is spent monitoring the loan and managing the loan documents.

 

Create new business opportunities.
The ability to profitably increase commercial working capital lending to traditionally ignored small-to-medium businesses means you can diversify your overall loan portfolio.  By offering credit to a wider range of businesses with acceptable terms and decreased risk, you increase your asset base—and your revenue.

 

Apply best practices.
Ftrans Monitoring helps banks diversify lending portfolios while responding to regulatory pressure to lend to small businesses.  Our tools and services to enable banks to cost-effectively manage the risks of asset-based lending, helping the core of industry grow.  With Ftrans:
 

• Reduce and manage loan risk through ongoing credit and collateral monitoring.
• Differentiate from competitive institutions.
• Respond to regulatory scrutiny and increased government pressure to offer small business loans.
• Increase lending efficiency.  

 

How Does it Work?
Ftrans provides a web-based tool that enables your borrowers to upload their borrowing base information electronically in a timely, automated manner.  Your bank achieves enhanced portfolio visibility and stability through real-time monitoring and risk-indexed credit line availability.